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Just to show her that he wasn’t an egotistical winner, he started to unbutton his shirt.

“What are you doing?” she asked him.

“Showing you that there are no losers in this game,” he said as he continued to take his shirt off and let it drop onto the floor.

“I hope I’m not going to regret this,” Jess said as she rushed up to him and planted her lips on his. After his initial shock wore off, he felt a fire behind that kiss, and he kissed her back with everything he had in him. She pulled back and looked longingly at him. Putting her hand on the primitive sun tattooed on the left side of his chest, she pushed him down on the chair and straddled him. He felt her lips on top of his again, her tongue pushing inside his mouth. Opening his mouth, his tongue met hers with the same intensity, one that made him start to grow hard.

“You want to take this party to the bed?” he asked her, breathless. Standing up, she took his arm and led him over to the bed. He laid her down and looked down at the beauty that was staring up at him. She was a vision and all he wanted to do was make sweet love to her. Crawling on top of her, he kissed her mouth and then moved down to her neck. He moaned as he continued to move down to her breasts, slowly sliding one strap down, then he cradled her firm breast in his hand and licked the tip of her nipple with his tongue. He could feel her shudder underneath him. Looking her straight in the eye, he took her entire nipple in his mouth, sucking and licking it. He could feel her softening underneath him.

Her hands reached down and started to unbutton her pants, and he helped her shimmy them off until her legs were free of them. He never once let her nipple out of his mouth. As soon as her pants were off, he repositioned himself, putting his leg between her legs to part them. She was wearing a thin lacey black thong that matched her bra, and it was making him go crazy.

Before he had time to think about it, she took his hand and led it between her moist folds. He gasped as he felt how wet she was. He parted her lips with his middle finger and started running it up and down the length of her, plunging one or two fingers inside of her to see how tight she was. He could feel himself getting harder every second he pulled his finger out of her. Sliding his finger upward, he found her clit and started teasing it.

She put her hand on his chest as she squirmed underneath him. Her cries started to get higher as his fingers found the spot and started teasing it in a circular motion. She felt her orgasm before he heard it. Her clit started getting wetter and wetter, and then her whole body spasmed in a cry of bliss.

He opened up his eyes and looked down at her. It took him a moment to find the words. “Do you want me to continue?” he asked, reaching down for his pants.

Recognition appeared on her face, and she stopped him by grabbing his hand. “I want to say yes, but I don’t think this is a good idea. I think we should wait.”

Without another word, Matt got up from the bed and grabbed his shirt. He had started to feel like everything that had just occurred was a bad idea, and he needed to get out of there before he made another mistake.

“Wait, there’s something I have to tell you.”

9

“Idon’t have the money to pay the casino,” Jessica blurted out.

“What?” he asked in surprise.

“I lost all my money in the first game that we played. I thought I could win it back, but when the dealer won, I was so stunned I had no idea what I was going to do,” she said. “I should be here racking my brain on how I’m going to pay them back, but instead, I got caught up in this. I just can’t get this out of my head. Believe me, it has nothing to do with you,” she let her voice drop. What else was she supposed to say? She still thought that she was betraying Spencer, even though he was the one who left her at the altar. She knew it was stupid, but she couldn’t deny her heart. She didn’t want Matt to think he was a rebound. She really liked him, but she needed to know she was only attracted to him because of the alcohol, to get back at Spencer, or if her attraction was genuine. She hoped he could understand that, which was why she stopped. She wasn’t that girl. She didn’t have sex for all the wrong reasons. Sex meant more to her than that. It was not only a connection she had with someone else, but it was also something you shared with someone you cared about. She wasn’t about one-night stands or flings. If she was going to go all the way with Matt, she wanted to because it was part of something. She didn’t know if she was truly ready for that yet.

“That is a problem,” he sat down on the chair closest to the wall, his shirt still in his hands. She adverted her eyes from staring at his nicely chiseled chest and the bulge in his pants. She knew he must be uncomfortable right now. She knew she would be.

“I don’t know what to do,” she said. “But I don’t want to keep you here, especially after I just rejected you. I can figure this out on my own.” Why was she telling him this anyway? It’s not like she expected him to help her.

“It’s okay. I can help you come up with some options,” he said.

“Really?” she sat up and pulled the covers over her partially naked body. Now that they were separated from each other, she felt kind of silly sitting there all exposed to him.

“Yeah, I know what it feels like to be in that position. It happened to me once or twice early on in my career, except things are a little different here in Monaco. You’re not in the United States, and things can get a little bit scary. Do you have anyone who could wire you the money?”

She shook her head. There was no way she was going to call her parents, who were worried sick about her, and ask them if they would pay her gambling debts. They would freak out. She couldn’t embarrass herself any further. “No, I don’t.” She didn’t hesitate. She probably had a friend who she could call. Whitney came to mind, but again, she didn’t want to have to explain herself. This was all too much. She was supposed to be having the time of her life in Monaco, not trying to figure out how to pay a gambling debt while nursing a broken heart. What else could happen to her? She already felt like she was on rock bottom, making poor decisions every other turn. This was not who she was.

“Okay, we could go to the bank and ask for credit, then you would just have to pay them back.”

“I guess I could try that. Oh my God, this is so embarrassing. How did I get myself into this mess? This was supposed to be the best weekend of my life, and it’s turning into one of the worst, save for meeting you.” She wanted to reassure him that he was the only good thing about her past few days.

“Thank you. I wasn’t taking it personally. I know you’ve been going through a lot the past couple of days,” he said.

“Can’t I make out a payment plan with the casino? I really don’t want to get the bank involved. I just know that my parents will find out, and then I will never hear the end of it. There has to be another way. I don’t know what to do,” she put her hand over her face to keep her from sobbing. This was unfair. It was all too much, and to make matters worse, she couldn’t go to the bank and ask for a loan. She had no collateral or way of paying them back. Secondly, her parents would find out because she would have to call them to be able to co-sign for the loan, and she knew they would never because they couldn’t afford it if she missed any of the payments.

“I wish there was something I could say that would help. What about your Uncle Vinnie? Could you call him and ask him to loan you the money?”

“You don’t want to borrow money from a loan shark,” she said with conviction.

“I definitely know what you mean. I got myself into one of those situations before, and it wasn’t pretty getting out. I still feel like I’m reaping the repercussions of that bad decision. I guess under the circumstances, the only thing I can think of is you going to the back and trying to get a small loan to pay back the casino.”

“What if that isn’t an option either?” she asked him.

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