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“Any employees?”

“No.”

“Independent subcontractors?”

“No.”

That answer was simpler than the business behind it. Vendors contracted directly with clients whenever I could arrange it. People assumed event production meant I employed the crews moving through a room.

Usually I employed no one.

It reduced risk.

It also meant nobody belonged to me, professionally speaking. Every crew came from somewhere else and returned there after strike. Every successful event dissolved before sunrise.

“Any change in the nature of operations?”

“No.”

“Your description remains event planning and production management?”

“Yes.”

“Do you provide engineering services?”

“No.”

“Security services?”

“No.”

“Medical services?”

“No.”

“Installation or rigging?”

“No.”

I looked up at the truss.

I checked it. Challenged it. Documented it. Made licensed people turn labels so I could read them.

I did not install it.

Words drew fences around responsibility. My job was knowing exactly where every fence stood and behaving as if none of them would stop the consequences.

The broker continued.

“Do you assume liability by contract beyond what you would otherwise have at law?”

“Only standard indemnification provisions reviewed in client agreements.”

“Do you warrant attendance, revenue, fundraising, or commercial outcomes?”

“No.”

“Any canceled events within the previous twelve months?”