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"I know you—you'll make some fancy place out of it, where people with no sense at all will come and toss their money around."

"That's the idea. I've even got a name for it. 'Pretenses.' " Margo's laugh was quick and amused. "It suits me, doesn't it?"

"That it does. You're doing this here in California to be with Miss Laura."

"She needs me."

"Yes, she does." Ann looked down into her glass. "I said some things the night you came back that I'm sorry for. I was hard on you, maybe I've always been. But you were wrong when you said I wanted you to be like Miss Laura or Miss Kate. Perhaps I wanted you to be what I could understand, and you could

n't do that."

"We were both tired and upset." Margo shifted on the bed, not quite sure how to handle an apology from her mother. "I don't expect you to understand this whole idea about a shop, but I hope you'll believe I'm going to try to make something real out of it."

"Your aunt ran a trinket shop in Cork. You've some merchant in your blood." Ann moved her shoulders, her decision made. "It will cost considerable, I imagine."

In agreement, Margo indicated her papers. "I just have to rob Peter to pay Paul for a while. It would help if I could sell my soul. If I still have one to sell."

"I'd feel better if you kept it." Ann reached into the pocket of her skirt, took out an envelope. "Use this instead."

Curious, Margo took the envelope, opened it, then dropped it on the bed as if it had sprouted fangs and bitten her. "It's a brokerage account."

"That's right. Miss Kate recommended the firm. Very conservative investments, as I prefer. But they've done well enough."

"It's almost two hundred thousand dollars. I won't take your savings. I can do this on my own."

"I'm pleased to hear you say so, but it's not my savings in there. It's yours."

"I don't have any savings. Hasn't that been the problem all along?"

"You could never hold on to a penny in a clutched fist. You sent me money, and I banked it for you."

A little amazed, Margo stared down at the brokerage statement. Had she sent so much, had so much to send? It had seemed so little at the time. "I sent the money for you."

"I had no need for it, did I?" Brow arched, Ann angled her head. It pleased her to see the pride in her daughter's face. "I have a good job, a fine roof over my head, enough for a nice vacation twice a year because Miss Laura insists I need it. So the money you sent I banked. And there it is."

Ann took another sip of wine because that wasn't how she'd meant to say it. "Listen to me, Margo, for once. The fact that you did send the money was appreciated. Perhaps I'd have gotten sick and unable to work and needed it. But that didn't happen. Sending it was a loving thing to do."

"No, it wasn't." It shamed her as much to know it as to admit it. "I did it out of pride. I did it to show you I was successful, important. That you were wrong about me."

Understanding, Ann inclined her head. "There's not so much of a difference, and the result's the same. It was your money, and it still is. I had the comfort that you thought to send it, that you had it to send. You'd have frittered it away if you hadn't passed it to me, so we've done each other a favor." She reached out to stroke Margo's hair, then, faintly embarrassed by the show of affection, dropped her hand back to her side. "Now take it and do something with it."

When Margo said nothing, Ann clucked her tongue. She set down her glass, then cupped Margo's chin in her palm. "Why are you so contrary, girl? Did you earn the money with honest work or not?"

"Yes, but—"

"Do what your mum tells you for once. You might be surprised to find she's right. Go into this business venture on equal terms with Miss Laura, and take pride in that. Now clean up this mess you've made before you go to bed."

"Mum." Margo picked up the papers as her mother paused at the door. "Why didn't you send this to me in Milan when you knew I was scraping bottom?''

"Because you weren't ready for it. Be sure you are now."

Chapter Ten

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Mine. Holding out her arms, Margo circled the empty main room of the shop on Cannery Row. Technically it wasn't hers quite yet. Settlement was still two weeks away, but the offer had been accepted, the contract signed. And the loan, with the Templeton name behind it, had gone off without a hitch.

She'd already had a contractor in to discuss alterations. It was going to cost big, and in her new frugal fashion she had indeed decided to do the simple cosmetic improvements herself. Research was under way on the rental of floor sanders, the purchase of caulking guns. She'd even looked into something wonderful called a paint sprayer. More coverage, faster. More efficient.

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